David Hochberg

Buy a Home or Refinance

Personalized mortgage solutions and expert guidance to help you achieve your goals.

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Team Hochberg Reviews

  • David Hochberg is a superhero! I called with questions on best way to handle pay off of credit card debt and home repairs. He walked me through my options and got me in touch with the people who could help. He is very knowledgeable, kind, willing to help - a genuine human being. Thank you, David! If you need help, call Team Hochberg. 

    -Peggy M

  • I reached out to Mr. Hochberg’s office with questions about when it is a good time to refinance, and if it is even advisable to do so. Because interest rates were so high when we had to borrow money, we needed to get from under those high rates as soon as possible. Mr. Hochberg was very helpful in getting us what we needed to be in a better place financially. His company was quick and courteous, for which my wife and I are very grateful.

    -Rick H.

  • David was great! Called me back same day, answered all my questions and even though he couldn't help me today, he gave me bullet points and outlined exactly what I needed to do to raise my credit in the shortest amount of time. I will be calling David back in 6 months with a higher credit score and be able to do all the things we talked about achieving then. Greatly appreciate the time and help from David, highly recommend him. Straight shooter, what you hear on the radio is real.

    -Matt R

  • I can't thank David enough for the kindness and help he has shown me. He pointed me in the right direction. I'm in the process of improving my home and needed the right and most sensible way of doing it financially. I can't wait to replace my fence to keep my pup in the in the yard safely amd other updates to my home. If you need help in securing good sound advice and financing to obtain your dream house or update your current dream house, David and Team Hochberg is the way to go.

    -Patty T

  • I have worked with David and his team on multiple refi's and they are the best! I recently asked his advise and took his recommendation on HELOCs. David is a financial wiz at determining the best way to handle each individual situation to achieve the best results. He is my "go to mortgage guy!" Highly recommend Team Hochberg!

    -Cindy J

  • David's genuine self is well reflected weekly on his Sweet Home Chicago radio show Saturday mornings on WGN. A straight shooter who is compassionate, attentive to your personal situation providing thoughtful advice based on years of experience and is delivered with empathy. My conversation with David and his follow up were nothing short of exemplary and exceeded all my expectations.

    -David R

  • I have been listening to David on WGN radio for several years and I love his straight forward approach to home loans, credit and all things money around real estate. He and his team are very knowledgeable and will take the time to go over the different options. More importantly David and Team Hochberg will tell you if they are not the best option and will get you to the right people. I have referred people to David prior to me reaching out and will continue to do so after I dealt with David personally.

    -Kelly M

  • I have had the pleasure of contacting David several times in the past. Each time was a learning experience as David guided me to the right path to achieve my goals. I know that when I need someone to show the best way forward that David is the man to not only choose the best alternatives, but also to list why.

    -Ronald H

  • Quick to respond once I reached out. Had questions about issues I was having… David was knowledgeable, understanding and told it to me straight. Gave me real insight into my situation and didn’t mince words. I appreciate the straight talk. Will be calling once I’ve gotten some things in order!!

    -Colleen H

Mortgage Calculator

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5%

1%

5%

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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Disclaimer: You should only use this calculator to make estimates. Calculator results are not a commitment to lend.

Loan Programs Available

Conventional
  • Great for borrowers with solid credit and income.
  • As little as 3% down for first-time buyers.
  • No upfront mortgage insurance required.
  • Flexible loan terms and quick processing.
FHA
  • Designed for first-time buyers or those with limited savings.
  • 3.5% down payment minimum.
  • More lenient credit score requirements.
  • Allows higher debt-to-income ratios.
VA
  • Exclusive to eligible veterans, active-duty service members, and spouses.
  • 0% down payment and no mortgage insurance.
  • Competitive interest rates and flexible guidelines.
  • Backed by the U.S. Department of Veterans Affairs.
Jumbo
  • For homes above conventional loan limits.
  • Ideal for luxury or high-cost areas.
  • Competitive rates for strong credit borrowers.
  • Multiple down payment and term options available.
Doctor
  • Tailored for medical professionals.
  • Low or no down payment options may be available.
  • Flexible treatment of student loan debt.
  • Designed to support early-career income growth.
Bank Statement Loans
  • Helpful for self-employed borrowers.
  • Qualify using business or personal bank statements instead of traditional tax returns.
  • Flexible underwriting for non-traditional income.
  • Options may be available for primary, secondary, or investment homes.
Downpayment Assistance Programs
  • Can help buyers cover part of the down payment or closing costs.
  • Available options may vary by income, location, and loan type.
  • May be paired with FHA, VA, or Conventional loans.
  • Designed to make homeownership more attainable.

About Team Hochberg

Team Hochberg has been originating loans since 2000 and is licensed to provide mortgage lending services across the nation. Team Hochberg streamlines the mortgage process with dedicated in-house support staff and a commitment to clear communication and fast closings.