Buy a Home or Refinance
Personalized mortgage solutions and expert guidance to help you achieve your goals.
How Can We Help?
Need a rate quote, VA loan help, reverse mortgage info, or have a general question?
Start Your Inquiry Call 855.563.2843
Request A Free Rate Quote
"*" indicates required fields
Have a VA, Reverse Mortgage, or General Question?
CLick HereTeam Hochberg Reviews
We reached out to David and his team about purchasing a new property. He personally responded back and we discussed the best options regarding for us. He personally introduced us to his partners in the process. It has been an amazing process throughout! I totally recommend David and his team for all your mortgage needs!
-Melissa and Joe
I called David Friday afternoon, missed his call-back. At 5:15, I returned his call, he surprisingly answered. I introduced myself & explained my situation. He let me know that he would do all he could to help me. I felt like I was talking to an old friend. David quickly assessed the details I provided and offered me some options. He was extremely knowledgeable & easy to talk to. I highly recommend giving David and his team a call!
-Chuck B
WOW! For years I have heard David on WGN and WCPT. It was time for us to refinance and also plan for home improvement and changes in employment at this stage in our lives. I had been badgering my husband for months to try a different route and call him. I walked into our home after work on a FRIDAY at 5:30 to hear my husband on the phone with David. They had already discussed our situation and our needs. David took the time to listen and advise. His expertise has steered us in the right direction and we now have peace of mind. Priceless! I am still in awe of the fact that he called us back within hours on a late Friday afternoon. He will always be highly recommended by us for his personal top-notch service, knowledge of our economy and global issues. This man really cares. Thank you David!
-Elizabeth N.
David and team Hochberg have been nothing short of amazing. From the quick responses on emails, to making sure every detail and question we asked regarding refinancing was answered & taken care of. The professionalism he showed was superb. He’s honest and quite funny which made a somewhat stressful process not so bad. I cannot recommend David and his team enough to anyone looking to buy a home, or for any of your financial needs. He will have our business for life.
-Josh W.
I contacted David about helping my 82 year old aunt, because he is the top mortgage lender in Chicago and I listen to him all the time on WGN radio. More importantly, I TRUST WHAT HE IS SAYING! David answered my questions and recommended a HELOC so my aunt could fund her desired in-home healthcare. I’d strongly recommend contacting David if you are seeking a mortgage for a new home, refinancing your existing home or just need advice like I did. He was very courteous when he called back personally and provided a great solution to help my aunt.
-Mark H
I left a question about reverse mortgages on David's website. I expected to hear back from an associate. My phone rang and the ID said, "David Hochberg"! As I was just sitting down for dinner at a restaurant, David said, call me back. Dinner went long so I called the next morning. David answered the phone with a, "Hi buddy!" He took the time to answer my questions fully and in terms that I could understand. Cannot recommend David Hochburg enough for help with a mortgage or reverse mortgage!
-John B
My husband and I have been talking about contacting David with our mortgage and HELOC concerns.
The only thing I have to say is that I wish we wouldn’t have waited!
David was quick, through, and honest!
I love a no nonsense here’s the truth way to go about solving problems.
If you are on the fence who to go with for your HELOC or mortgage needs, David won’t steer you wrong! We are extremely grateful for his help!-Tona J
I have listened to David on his radio show for years. I knew he’d be the guy to go to with my financial questions. He promptly retuned my call and answered my questions. He put me in touch with a financial institution that assisted me. Don’t hesitate to call David if you’ve got questions. He’s your guy!
-Cathe K
Mortgage Calculator
Loan Programs Available
Conventional
- Great for borrowers with solid credit and income.
- As little as 3% down for first-time buyers.
- No upfront mortgage insurance required.
- Flexible loan terms and quick processing.
FHA
- Designed for first-time buyers or those with limited savings.
- 3.5% down payment minimum.
- More lenient credit score requirements.
- Allows higher debt-to-income ratios.
VA
- Exclusive to eligible veterans, active-duty service members, and spouses.
- 0% down payment and no mortgage insurance.
- Competitive interest rates and flexible guidelines.
- Backed by the U.S. Department of Veterans Affairs.
Jumbo
- For homes above conventional loan limits.
- Ideal for luxury or high-cost areas.
- Competitive rates for strong credit borrowers.
- Multiple down payment and term options available.
Doctor
- Tailored for medical professionals.
- Low or no down payment options may be available.
- Flexible treatment of student loan debt.
- Designed to support early-career income growth.
Bank Statement Loans
- Helpful for self-employed borrowers.
- Qualify using business or personal bank statements instead of traditional tax returns.
- Flexible underwriting for non-traditional income.
- Options may be available for primary, secondary, or investment homes.
Downpayment Assistance Programs
- Can help buyers cover part of the down payment or closing costs.
- Available options may vary by income, location, and loan type.
- May be paired with FHA, VA, or Conventional loans.
- Designed to make homeownership more attainable.
About Team Hochberg
Team Hochberg has been originating loans since 2000 and is licensed to provide mortgage lending services across the nation. Team Hochberg streamlines the mortgage process with dedicated in-house support staff and a commitment to clear communication and fast closings.
