One of the biggest factors in your entire financial life is your credit score. Surprisingly, most Americans don’t have the basic understanding of what goes into your credit score, how to enhance your score, and how your score impacts your financing offers. Credit card fees are crushing individuals who don’t understand them, and are providing…
In today’s ever changing real estate market, it’s important that you work with a lender you can trust, and a lender who will look at all of your options. Too often, people get turned away from big banks for from lazy lenders who don’t understand all of the options available in the market today. Team…
If you’ve been paying attention, you’ve seen people’s collective minds begin to change and accept reverse mortgage loans as legitimate options to help borrowers. Thankfully, everyone else is catching up to where I’ve been all along. Reverse mortgages aren’t for everyone, but recent changes have made them better deals for people who qualify. Reverse mortgage…
If you talk to any loan officer, they’ll probably tell you that their “favorite” loans are VA Loans. Team Hochberg loves those who have given so much to our country, and we’ve discovered that many veterans have no idea the benefits that are available to them! The V.A. wants to help, but there aren’t enough…
Join myself and members of Team Hochberg at the historic Gilda’s Club Chicago located at 537 North Wells Street on April 12th from 6:30-7:30 pm for our free credit enhancement seminar! Your credit score is a key factor in determining you mortgage interest rates, but it can also negatively impact your insurance premium and how…
I had a recent conversation with Steve Cochran recently where we discussed the ever changing real estate market. Yes rates are up, but that doesn’t mean now still isn’t a great time to purchase a new home or refinance your existing mortgage. We also touched on what to absolutely NOT do while you secure a…
Inventory is low, rates are high, and many potential homeowners feel hopeless. Welcome to today’s real estate market! Rates are rising which makes borrowing more expensive. If you’re looking to refinance, it’s now less likely that a rate & term refinance will save you money every month, Having said that, it’s important to look a…
