The average American’s credit score rose slightly in 2017, but that good news comes shortly after America surpassed 1 trillion dollars in credit card debt. While credit has been more in the news lately after Equifax’s data breach last year, and “experts” love to tell you what to do with your information, most consumers out there…
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Someone recently stopped me as I left a radio station to ask me about closing costs. They had been considering buying a home for a long time, and had just hit “that magic 20% down number save” for their ideal home price. I then asked, “Do you have additional funds for closing costs?” They looked…
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For those of you who lived through the Wild West days of real estate back in 2007 and 2008, you might remember a loan product that was used to put economically challenged individuals into homes they had no business being in that had a simple title… Interest-Only Loans Homeside Financial, LLC. is one of the…
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If you are looking to buy, but nervous to make the jump into home ownership, let me be perfectly clear. It’s cheaper to buy than it is to rent! Sometimes by hundreds of dollars a month! Time and time again this gets proven to me with our clients we help secure their first home or…
Read MoreIf I meet someone at a party (by the way… you should invite me to your party) and I tell them what I do, they almost always ask the same question. “What’s my interest rate?” If any person gives you an answer to that question other than, “it depends,” don’t take any financial advice from…
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I have a very important announcement. Women are smarter than men. As you take a moment to recover from my breaking news, check out this article that details how women handle credit card debt more responsibly than men do. If you have questions about your credit, give me a call today at 855-563-2843. I’ll be…
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