Cash is No Longer King at Epic Burger and Elsewhere

By Team Hochberg | August 4, 2017

I was talking to one of my expert loan officers who tried to go out to lunch at Epic Burger and had to put the order on her credit card because they are no longer accepting cash. Why is your mortgage guy writing about a burger joint no longer accepting cash? Because while more and…

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“Why do I have three credit scores?”

By Team Hochberg | August 3, 2017

I had someone today, who happens to have excellent credit, “why do I have three credit scores?” This legitimate question reminded me that, while I’ve learned everything about credit from my Credit Enhancement Guru Gary Novel, not everyone has gotten the crash course in credit that I have. You have three scores because there are…

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Retirement Calculators: Reverse Mortgage Loans Can Help “Hack Your Retirement”

By Team Hochberg | August 3, 2017

If you’re like a huge percentage of Americans, your retirement seems like a mysterious ideal that you know you should be working towards… but you don’t really know what you’re doing. The fact is, more and more financial experts and retirement advisors are encouraging people to take a look at reverse mortgage loans. Reverse Mortgages…

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Easing Regulation Make it Easier For You to Know Where You Stand

By Team Hochberg | August 2, 2017

If you’ve been paying attention to me at all over the past month, you probably have heard me talking about THIS. In short, the requirements for liens and judgments that would negatively impact your credit score have gotten stricter, and therefore many of you might have your scores improve without any effort as those items…

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Mortgages and Divorce: What You Need to Know

By Team Hochberg | August 1, 2017

I’ve been divorced. It’s stressful, and the last thing you want to talk about is your mortgage, and navigating the paperwork associated with real estate. I then came across this blog, which makes the claim that navigating what to do with a house during a divorce is the most complicated part of a divorce. The…

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Gig Economy Mortgages

By Team Hochberg | June 30, 2017

I spoke with a woman today who was concerned because her husband has multiple jobs, has changed jobs multiple times over the past two years, and she thought it would impact her chances to get a mortgage. They both work incredibly hard, and are simply fighting against this new “gig economy” that many younger individuals…

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Success Story: Helping Family Secure the Right Mortgage For Them

By Team Hochberg | June 13, 2017

One of the biggest perks of doing what I do is being able to help my family and friends secure a new mortgage. Attached to this is a picture of me and my sister in law Deb at the closing of the home she recently purchased. Four years ago, when my youngest nephew was a…

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