Fire and Carbon Monoxide Safety this holiday/winter season

Temperatures have been dropping the past thirty days, which means most of our borrowers who live in Chicago and other cold weather states will be firing up their fire places.  It also means that snow and ice storms might knock out power and that people will be using generators to heat their homes. I recently…

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Pros and Cons of Reverse Mortgage Loans

For those who have followed me over the years or have heard me on the radio you know that I LOVE reverse mortgage loans, but there is so much negative baggage attached to this amazing loan program. These are the top six reasons I LOVE reverse mortgage loans; Enables experienced homeowners to pay off their…

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Great NEWS for first-time homebuyers.

Attention all first-time homebuyers, which is anyone who has not owned a home within the past three years, I know that doesn’t make any sense but I don’t make the rules. If you are a first-time homebuyers at or below 100 percent of area median income (AMI) and below 120 percent of AMI in high-cost…

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WGN Radio: Tips for Improving Your Credit

Bill and Wendy are joined in the studio by David Hochberg, Vice President of Mortgage Lending at PERL Mortgage. They talk about the benefits of house shopping at the end of the year, conforming loans limits, how to improve your credit score, energy efficiency options for your home, and more. Listen to the interview HERE.

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Enhancing Your Credit Score BEFORE Purchasing a Home

Below is an email I received from a lady wanting advice about enhancing her credit. “My mom mentioned she’s heard how you help people quickly enhance their credit on your radio show.  I had an instance where my monthly mortgage payment changed and because I was doing auto pay through the bank vs through the…

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Free Credit Enhancement Seminar at Gilda’s Club Chicago

Join myself and members of Team Hochberg at the historic Gilda’s Club Chicago located at 537 North Wells Street on April 12th from 6:30-7:30 pm for our free credit enhancement seminar! Your credit score is a key factor in determining you mortgage interest rates, but it can also negatively impact your insurance premium and how…

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How To Screw Up Your Credit Score Without Knowing It

Normally when you’re screwing something up… you’re aware of it. That’s at least how it normally goes for me. But when it comes to your credit, there is so much misinformation out there that it’s easy to make mistakes that hurt your credit… when you think you’re actually helping. Check this out for more information.…

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Credit Problems Make Your Entire Life More Expensive

If you have credit challenges, it’s going to cost you in many areas of your life. That’s why it’s so frustrating when I give people a plan to enhance their credit, which I can do for anyone that calls me for free, and they don’t follow it. It’s their money, and ultimately all I can…

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Everything You Need to Know About Your Credit Score

You hear from my credit enhancement expert Gary Novel every single Saturday on my radio show on WLS. Gary offers a tip about your credit every time he’s on and those tips are vital information for consumers who are credit challenged. No matter where your credit score is, my team can give you a plan…

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