America loves baseball, apple pie, and credit card debt. As a country, we’re walking around with about 930 billion dollars of credit card debt, which works out to about $16,000 of debt per American household. In some ways, this is actually a good thing! Credit card debt is a sign that people are spending more,…
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To secure a mortgage in 2018 there are several basic concepts to keep in mind depending on your situation. The economy is strong: This means that more and more people are staying in one place, which limits new inventory coming into the market. Millennials are here to stay: More and more millennials are finally moving…
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As part of The Biggest Winners Podcast series, David sat down with Team Hochberg’s own Scott Ellis! Scott and David have both been in the mortgage industry for a long time, and they discussed the many changes they’ve seen in the ever changing real estate market. Listen to the full conversation via WGN Radio. If…
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One of the biggest factors in your entire financial life is your credit score. Surprisingly, most Americans don’t have the basic understanding of what goes into your credit score, how to enhance your score, and how your score impacts your financing offers. Credit card fees are crushing individuals who don’t understand them, and are providing…
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In today’s ever changing real estate market, it’s important that you work with a lender you can trust, and a lender who will look at all of your options. Too often, people get turned away from big banks for from lazy lenders who don’t understand all of the options available in the market today. Team…
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If you’ve been paying attention, you’ve seen people’s collective minds begin to change and accept reverse mortgage loans as legitimate options to help borrowers. Thankfully, everyone else is catching up to where I’ve been all along. Reverse mortgages aren’t for everyone, but recent changes have made them better deals for people who qualify. Reverse mortgage…
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