Posts Tagged ‘Mortgages’
Today’s Real Estate Market and How You Can Get The Help You Need
Every week when I start my radio show on WLS, I state that the experts I work with are here to, “help you through the ever-changing real estate market.” The fact is, unless you work in the real estate business, it’d be impossible for you to keep up with all of the different trends and…
Read MoreTen States With the Lowest Mortgage Closing Costs
Someone recently stopped me as I left a radio station to ask me about closing costs. They had been considering buying a home for a long time, and had just hit “that magic 20% down number save” for their ideal home price. I then asked, “Do you have additional funds for closing costs?” They looked…
Read MoreSell Your Home at the Right Price: Even if it Needs Repairs
You’ve heard me advocate for a while now for people to use realtors when they are buying or selling their home. As much as you think you can sell your home without any help, you can wind up leaving a ton of money on the table. One of the most important scenarios for a seller…
Read MoreReverse Mortgage Loans: The Most Misunderstood Loan Product
Reverse mortgage loans can be great products, but they are undoubtedly the most misunderstood product out there today. Terrible lenders and general con artists love to use the foundation of a reverse mortgage loan to scam people. But that has nothing to do with reverse mortgage loans. Having said that, misunderstanding what a reverse mortgage…
Read MoreHow To Screw Up Your Credit Score Without Knowing It
Normally when you’re screwing something up… you’re aware of it. That’s at least how it normally goes for me. But when it comes to your credit, there is so much misinformation out there that it’s easy to make mistakes that hurt your credit… when you think you’re actually helping. Check this out for more information.…
Read MoreThe Costs of Not Selling Your Home With a Real Estate Agent
We live in the DIY time where everyone thinks they can do anything they can find on youtube. As a result, many people are leaving money on the table when they go to sell their home without a real estate agent. You certainly CAN sell your home without a realtor, but why would you when…
Read MoreSelf Employed: How To Get A Mortgage and Keep Doing What You Love
People who are self employed aren’t doing it because it makes their life easier. Being self employed means more paperwork, extra steps, long hours, but it shouldn’t mean that you can’t get a mortgage. If you’re self employed, most of the time I’ll need a few extra bits of paperwork to get a mortgage, but…
Read MoreReverse Mortgage Loan Scam: Another Con Artist Takes Advantage of the Elderly
About once a week I see a story about some con artist who is scamming people out of money under the umbrella of a reverse mortgage, and this week I found this story. So let me say, for the 100th time. These stories have NOTHING to do with Reverse Mortgage Loans. They have EVERYTHING to…
Read MoreEverything You Need to Know About Your Credit Score
You hear from my credit enhancement expert Gary Novel every single Saturday on my radio show on WLS. Gary offers a tip about your credit every time he’s on and those tips are vital information for consumers who are credit challenged. No matter where your credit score is, my team can give you a plan…
Read MoreThe Housing Crash: Not Every Community Has Recovered
I came across this article from the Chicago Tribune that I wanted to share with you. It provides data and insight to something you likely are unaware of. While most of the country has recovered, some communities are still dealing with the fallout of the housing fiasco that began to show in 2007. In the…
Read More