Student Loans and What Nobody Tells You about Buying Your First Home

If you’ve decided you’re ready to buy a home, there’s a lot that you need to know! You might have concerns about your credit, or your student loan debt, or even the down payment! No matter what your concerns are, you need to make sure you’re talking to someone who actually wants to help you.…

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Three Financial Missteps and How You Can Avoid Them

Pay Your Bills… On Time! This first step may seem obvious, but one late payment could result in a 20-100 point drop in your credit score! That means that by having one 30 day late payment could result in an extra $50 a month on an average mortgage payment. Paying your bills on time is…

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Real Estate Today: Four Things You Should Know

Every so often it’s important to take a look at the real estate market to look for the best tips and practices. Today’s market is constantly changing, but there’s a few key points that you can keep in mind if you are looking for your first home, your fiftieth home, or looking to refinance your…

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My First Time: How to Know When You’re Ready to Buy a Home

They say you never forget your first time, and I agree. You never forget the first time you buy a home. What did you think I was talking about? Today’s real estate market is constantly changing, and to enter into this market can seem immediately overwhelming. Having said that, half of millennials attend to enter…

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2018 Chicago Pride Parade

Team Hochberg was honored to take part in the Chicago Pride Parade! Thanks to our partners at WCPT Radio and to our co-workers at Homeside Financial, LLC.! To close out my WLS Radio Show, Home Sweet Home Chicago, I responded to a caller who questioned why my team would participate in the Pride Parade and…

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Mortgages in 2018: The Good the Bad and the Highly Regulated

To secure a mortgage in 2018 there are several basic concepts to keep in mind depending on your situation. The economy is strong: This means that more and more people are staying in one place, which limits new inventory coming into the market. Millennials are here to stay: More and more millennials are finally moving…

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Thinking Outside the Box: Finding the Right Mortgage For You

In today’s ever changing real estate market, it’s important that you work with a lender you can trust, and a lender who will look at all of your options. Too often, people get turned away from big banks for from lazy lenders who don’t understand all of the options available in the market today. Team…

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Reverse Mortgage Loans: Safe, Effective, And Potentially Great For You!

Reverse mortgage loans get a terrible reputation because dishonest lenders love to scam people under the guise that they are “reverse mortgage loan experts.” I firmly believe in this product, and would have put my parents into this kind of loan if it made sense for them, which we determined it didn’t only after we…

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