Team Hochberg Blog
Your Life and Your Credit Score: Understand, Enhance, and Save!
One of the biggest factors in your entire financial life is your credit score. Surprisingly, most Americans don’t have the basic understanding of what goes into your credit score, how to enhance your score, and how your score impacts your financing offers. Credit card fees are crushing individuals who don’t understand them, and are providing…
Read MoreThinking Outside the Box: Finding the Right Mortgage For You
In today’s ever changing real estate market, it’s important that you work with a lender you can trust, and a lender who will look at all of your options. Too often, people get turned away from big banks for from lazy lenders who don’t understand all of the options available in the market today. Team…
Read MoreRetirement Planning: Why a Reverse Mortgage Loan Deserves a Second Look
If you’ve been paying attention, you’ve seen people’s collective minds begin to change and accept reverse mortgage loans as legitimate options to help borrowers. Thankfully, everyone else is catching up to where I’ve been all along. Reverse mortgages aren’t for everyone, but recent changes have made them better deals for people who qualify. Reverse mortgage…
Read MoreSUBSCRIBE: VA Tip of the Day
If you talk to any loan officer, they’ll probably tell you that their “favorite” loans are VA Loans. Team Hochberg loves those who have given so much to our country, and we’ve discovered that many veterans have no idea the benefits that are available to them! The V.A. wants to help, but there aren’t enough…
Read MoreFree Credit Enhancement Seminar at Gilda’s Club Chicago
Join myself and members of Team Hochberg at the historic Gilda’s Club Chicago located at 537 North Wells Street on April 12th from 6:30-7:30 pm for our free credit enhancement seminar! Your credit score is a key factor in determining you mortgage interest rates, but it can also negatively impact your insurance premium and how…
Read MoreRising Rates, Locking Down Your Credit, and Today’s Market with Steve Cochran
I had a recent conversation with Steve Cochran recently where we discussed the ever changing real estate market. Yes rates are up, but that doesn’t mean now still isn’t a great time to purchase a new home or refinance your existing mortgage. We also touched on what to absolutely NOT do while you secure a…
Read MoreToday’s Market: Rising Rates and Relaxing Rules
Inventory is low, rates are high, and many potential homeowners feel hopeless. Welcome to today’s real estate market! Rates are rising which makes borrowing more expensive. If you’re looking to refinance, it’s now less likely that a rate & term refinance will save you money every month, Having said that, it’s important to look a…
Read MoreDavid Schlueter Knows What It Takes To Be Our Next Biggest Winner
Make sure you’re subscribed to WGN Radio’s Biggest Winner Podcast where we talk to individuals that we trust, and individuals who we have helped. This week features a conversation with Real Estate Attorney David Schlueter about the dos and don’t when selling/buying a home, why the attorney review period is so important and much more! Check out…
Read MoreRising Interest Rates: Trouble for Some Borrowers and What You Can Do About It
Interest rates are rising, which is good news for the economy and potentially creates challenges for you. There’s lots of headlines and financial experts talking about how rising interest rates disqualify borrowers, and how the business hast stalled because everyone isn’t moving, and how there is no end in sight. With all of that news,…
Read MoreHow To Secure Your First Mortgage Today: Tips, Tricks, and Potential Pitfalls
I spoke today to a mom of a 23 year-old who she thinks is ready to buy his own place. He’s concerned he can’t afford it, even though he definitely is ready to get out of his mom’s house and start the next chapter of his adult life. Team Hochberg has these kind of conversations…
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