Team Hochberg Blog
First Time Home Buyer: Work with Experts You Can Trust!
If you’ve made the decision that you’re ready to buy a home for the very first time, congratulations! Home ownership is a great wealth building tool, and can have huge benefits for your family. However, shortly after you decide you want to become a homeowner you realize that you have a million questions that can…
Read MoreInterest Only Loans: The Right Loans for The Right Borrowers
There are a few different loan products that have been unfairly blamed for the financial calamity that most of lived through in 2007-2008. Blaming a loan for something that scumbag lenders did is a lot like blaming a bank robbery on a crowbar rather than the actual criminals. Interest only loans can be a great…
Read MoreAmerica’s Nine Hundred and Thirty Billion Dollar Problem: Credit Card Debt
America loves baseball, apple pie, and credit card debt. As a country, we’re walking around with about 930 billion dollars of credit card debt, which works out to about $16,000 of debt per American household. In some ways, this is actually a good thing! Credit card debt is a sign that people are spending more,…
Read MoreMortgages in 2018: The Good the Bad and the Highly Regulated
To secure a mortgage in 2018 there are several basic concepts to keep in mind depending on your situation. The economy is strong: This means that more and more people are staying in one place, which limits new inventory coming into the market. Millennials are here to stay: More and more millennials are finally moving…
Read MoreReal Estate Market Today: David Hochberg and Scott Ellis Describe How the Market Has Changed
As part of The Biggest Winners Podcast series, David sat down with Team Hochberg’s own Scott Ellis! Scott and David have both been in the mortgage industry for a long time, and they discussed the many changes they’ve seen in the ever changing real estate market. Listen to the full conversation via WGN Radio. If…
Read MoreSteve Dahl Show’s Sports Machine: 4.24.18
David Hochberg joined The Steve Dahl Show‘s “Sports Machine.” Enjoy!
Read MoreYour Life and Your Credit Score: Understand, Enhance, and Save!
One of the biggest factors in your entire financial life is your credit score. Surprisingly, most Americans don’t have the basic understanding of what goes into your credit score, how to enhance your score, and how your score impacts your financing offers. Credit card fees are crushing individuals who don’t understand them, and are providing…
Read MoreThinking Outside the Box: Finding the Right Mortgage For You
In today’s ever changing real estate market, it’s important that you work with a lender you can trust, and a lender who will look at all of your options. Too often, people get turned away from big banks for from lazy lenders who don’t understand all of the options available in the market today. Team…
Read MoreRetirement Planning: Why a Reverse Mortgage Loan Deserves a Second Look
If you’ve been paying attention, you’ve seen people’s collective minds begin to change and accept reverse mortgage loans as legitimate options to help borrowers. Thankfully, everyone else is catching up to where I’ve been all along. Reverse mortgages aren’t for everyone, but recent changes have made them better deals for people who qualify. Reverse mortgage…
Read MoreSUBSCRIBE: VA Tip of the Day
If you talk to any loan officer, they’ll probably tell you that their “favorite” loans are VA Loans. Team Hochberg loves those who have given so much to our country, and we’ve discovered that many veterans have no idea the benefits that are available to them! The V.A. wants to help, but there aren’t enough…
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