Posts Tagged ‘Credit’
Enhancing Your Credit Score BEFORE Purchasing a Home
Below is an email I received from a lady wanting advice about enhancing her credit. “My mom mentioned she’s heard how you help people quickly enhance their credit on your radio show. I had an instance where my monthly mortgage payment changed and because I was doing auto pay through the bank vs through the…
Read MoreThree Financial Missteps and How You Can Avoid Them
Pay Your Bills… On Time! This first step may seem obvious, but one late payment could result in a 20-100 point drop in your credit score! That means that by having one 30 day late payment could result in an extra $50 a month on an average mortgage payment. Paying your bills on time is…
Read MoreCredit: Get Your Best Score Quickly!
Americans love debt. We always have and therefore our expectations for what is “normal” debt have continued to grow. As a result, more and more people are looking at massive debts with incredibly high interest rates, and if that’s you, keep reading! Credit card companies and those who profit from others’ debt have intentionally made…
Read MoreYour Life and Your Credit Score: Understand, Enhance, and Save!
One of the biggest factors in your entire financial life is your credit score. Surprisingly, most Americans don’t have the basic understanding of what goes into your credit score, how to enhance your score, and how your score impacts your financing offers. Credit card fees are crushing individuals who don’t understand them, and are providing…
Read MoreFree Credit Enhancement Seminar at Gilda’s Club Chicago
Join myself and members of Team Hochberg at the historic Gilda’s Club Chicago located at 537 North Wells Street on April 12th from 6:30-7:30 pm for our free credit enhancement seminar! Your credit score is a key factor in determining you mortgage interest rates, but it can also negatively impact your insurance premium and how…
Read More15 Million Americans Are Hiding THIS From Their Loved Ones
Happy Valentines Day! According to a recent survey, 15 million Americans are hiding a checking account, or a bank account, from their spouse or long term romantic partner. 31% of those surveyed said they believe this behavior is worse then cheating! If you’re hiding something like this, and you go to apply for a mortgage…
Read MoreCredit: Everything You Need to Know and How Your Credit Score Might Be Holding You Back
The average American’s credit score rose slightly in 2017, but that good news comes shortly after America surpassed 1 trillion dollars in credit card debt. While credit has been more in the news lately after Equifax’s data breach last year, and “experts” love to tell you what to do with your information, most consumers out there…
Read MoreAmerica’s Debt: Why $1 Trillion Worth of Credit Card Debt isn’t Necessarily a Bad Thing
About once a week someone comes on my TV and tells me that America’s debt is catastrophic, that China is going to take over our country since they own so much of our debt, and that we are all going to die. As always, what’s actually going on with America’s debt is a little bit…
Read MoreHow To Screw Up Your Credit Score Without Knowing It
Normally when you’re screwing something up… you’re aware of it. That’s at least how it normally goes for me. But when it comes to your credit, there is so much misinformation out there that it’s easy to make mistakes that hurt your credit… when you think you’re actually helping. Check this out for more information.…
Read MoreCredit Problems Make Your Entire Life More Expensive
If you have credit challenges, it’s going to cost you in many areas of your life. That’s why it’s so frustrating when I give people a plan to enhance their credit, which I can do for anyone that calls me for free, and they don’t follow it. It’s their money, and ultimately all I can…
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