Enhancing Your Credit Score BEFORE Purchasing a Home

Below is an email I received from a lady wanting advice about enhancing her credit. “My mom mentioned she’s heard how you help people quickly enhance their credit on your radio show.  I had an instance where my monthly mortgage payment changed and because I was doing auto pay through the bank vs through the…

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Three Financial Missteps and How You Can Avoid Them

Pay Your Bills… On Time! This first step may seem obvious, but one late payment could result in a 20-100 point drop in your credit score! That means that by having one 30 day late payment could result in an extra $50 a month on an average mortgage payment. Paying your bills on time is…

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Credit: Get Your Best Score Quickly!

Americans love debt. We always have and therefore our expectations for what is “normal” debt have continued to grow. As a result, more and more people are looking at massive debts with incredibly high interest rates, and if that’s you, keep reading! Credit card companies and those who profit from others’ debt have intentionally made…

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Your Life and Your Credit Score: Understand, Enhance, and Save!

One of the biggest factors in your entire financial life is your credit score. Surprisingly, most Americans don’t have the basic understanding of what goes into your credit score, how to enhance your score, and how your score impacts your financing offers. Credit card fees are crushing individuals who don’t understand them, and are providing…

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Free Credit Enhancement Seminar at Gilda’s Club Chicago

Join myself and members of Team Hochberg at the historic Gilda’s Club Chicago located at 537 North Wells Street on April 12th from 6:30-7:30 pm for our free credit enhancement seminar! Your credit score is a key factor in determining you mortgage interest rates, but it can also negatively impact your insurance premium and how…

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15 Million Americans Are Hiding THIS From Their Loved Ones

Happy Valentines Day! According to a recent survey, 15 million Americans are hiding a checking account, or a bank account, from their spouse or long term romantic partner. 31% of those surveyed said they believe this behavior is worse then cheating! If you’re hiding something like this, and you go to apply for a mortgage…

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How To Screw Up Your Credit Score Without Knowing It

Normally when you’re screwing something up… you’re aware of it. That’s at least how it normally goes for me. But when it comes to your credit, there is so much misinformation out there that it’s easy to make mistakes that hurt your credit… when you think you’re actually helping. Check this out for more information.…

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Credit Problems Make Your Entire Life More Expensive

If you have credit challenges, it’s going to cost you in many areas of your life. That’s why it’s so frustrating when I give people a plan to enhance their credit, which I can do for anyone that calls me for free, and they don’t follow it. It’s their money, and ultimately all I can…

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