Posts Tagged ‘Real Estate’
Student Loans and What Nobody Tells You about Buying Your First Home
If you’ve decided you’re ready to buy a home, there’s a lot that you need to know! You might have concerns about your credit, or your student loan debt, or even the down payment! No matter what your concerns are, you need to make sure you’re talking to someone who actually wants to help you.…
Read MoreThree Financial Missteps and How You Can Avoid Them
Pay Your Bills… On Time! This first step may seem obvious, but one late payment could result in a 20-100 point drop in your credit score! That means that by having one 30 day late payment could result in an extra $50 a month on an average mortgage payment. Paying your bills on time is…
Read MoreReal Estate Today: Four Things You Should Know
Every so often it’s important to take a look at the real estate market to look for the best tips and practices. Today’s market is constantly changing, but there’s a few key points that you can keep in mind if you are looking for your first home, your fiftieth home, or looking to refinance your…
Read MoreMy First Time: How to Know When You’re Ready to Buy a Home
They say you never forget your first time, and I agree. You never forget the first time you buy a home. What did you think I was talking about? Today’s real estate market is constantly changing, and to enter into this market can seem immediately overwhelming. Having said that, half of millennials attend to enter…
Read More2018 Chicago Pride Parade
Team Hochberg was honored to take part in the Chicago Pride Parade! Thanks to our partners at WCPT Radio and to our co-workers at Homeside Financial, LLC.! To close out my WLS Radio Show, Home Sweet Home Chicago, I responded to a caller who questioned why my team would participate in the Pride Parade and…
Read MoreInterest Only Loans: The Right Loans for The Right Borrowers
There are a few different loan products that have been unfairly blamed for the financial calamity that most of lived through in 2007-2008. Blaming a loan for something that scumbag lenders did is a lot like blaming a bank robbery on a crowbar rather than the actual criminals. Interest only loans can be a great…
Read MoreMortgages in 2018: The Good the Bad and the Highly Regulated
To secure a mortgage in 2018 there are several basic concepts to keep in mind depending on your situation. The economy is strong: This means that more and more people are staying in one place, which limits new inventory coming into the market. Millennials are here to stay: More and more millennials are finally moving…
Read MoreThinking Outside the Box: Finding the Right Mortgage For You
In today’s ever changing real estate market, it’s important that you work with a lender you can trust, and a lender who will look at all of your options. Too often, people get turned away from big banks for from lazy lenders who don’t understand all of the options available in the market today. Team…
Read MoreRising Interest Rates: Trouble for Some Borrowers and What You Can Do About It
Interest rates are rising, which is good news for the economy and potentially creates challenges for you. There’s lots of headlines and financial experts talking about how rising interest rates disqualify borrowers, and how the business hast stalled because everyone isn’t moving, and how there is no end in sight. With all of that news,…
Read MoreHow To Secure Your First Mortgage Today: Tips, Tricks, and Potential Pitfalls
I spoke today to a mom of a 23 year-old who she thinks is ready to buy his own place. He’s concerned he can’t afford it, even though he definitely is ready to get out of his mom’s house and start the next chapter of his adult life. Team Hochberg has these kind of conversations…
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