Team Hochberg Blog
Credit: Everything You Need to Know and How Your Credit Score Might Be Holding You Back
The average American’s credit score rose slightly in 2017, but that good news comes shortly after America surpassed 1 trillion dollars in credit card debt. While credit has been more in the news lately after Equifax’s data breach last year, and “experts” love to tell you what to do with your information, most consumers out there…
Read MoreTeam Hochberg Hosts WGN Radio at Our BlackHawks Suite at the United Center
Ten States With the Lowest Mortgage Closing Costs
Someone recently stopped me as I left a radio station to ask me about closing costs. They had been considering buying a home for a long time, and had just hit “that magic 20% down number save” for their ideal home price. I then asked, “Do you have additional funds for closing costs?” They looked…
Read MoreInterest-Only Mortgages: Back and Better than Ever?
For those of you who lived through the Wild West days of real estate back in 2007 and 2008, you might remember a loan product that was used to put economically challenged individuals into homes they had no business being in that had a simple title… Interest-Only Loans Homeside Financial, LLC. is one of the…
Read MoreIs it Cheaper to Buy or to Keep Renting?
If you are looking to buy, but nervous to make the jump into home ownership, let me be perfectly clear. It’s cheaper to buy than it is to rent! Sometimes by hundreds of dollars a month! Time and time again this gets proven to me with our clients we help secure their first home or…
Read MoreWhat’s My Interest Rate?
If I meet someone at a party (by the way… you should invite me to your party) and I tell them what I do, they almost always ask the same question. “What’s my interest rate?” If any person gives you an answer to that question other than, “it depends,” don’t take any financial advice from…
Read MoreCredit Card Debt: Are Women Smarter than Men?
I have a very important announcement. Women are smarter than men. As you take a moment to recover from my breaking news, check out this article that details how women handle credit card debt more responsibly than men do. If you have questions about your credit, give me a call today at 855-563-2843. I’ll be…
Read MoreSell Your Home at the Right Price: Even if it Needs Repairs
You’ve heard me advocate for a while now for people to use realtors when they are buying or selling their home. As much as you think you can sell your home without any help, you can wind up leaving a ton of money on the table. One of the most important scenarios for a seller…
Read MorePark Forest: Affordable, and Closer Than You Think!
Park Forest made a list recently of among the seven most affordable places to live in the country. If you’re a first time home buyer, you’re trying to navigate the ever-changing real estate process, and how affordable your home is might be the most important factor in your search. If you’re looking in any of…
Read MoreAmerica’s Debt: Why $1 Trillion Worth of Credit Card Debt isn’t Necessarily a Bad Thing
About once a week someone comes on my TV and tells me that America’s debt is catastrophic, that China is going to take over our country since they own so much of our debt, and that we are all going to die. As always, what’s actually going on with America’s debt is a little bit…
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